Pre-qualification helps you understand how much you can borrow for your custom home by providing an estimated loan amount based on your basic financial info. It’s an important first step that gives you confidence, clarifies your budget, and helps identify any credit issues before you start building.

Construction loans are different than loans for buying existing houses. They are a short-term loan that finances your home’s building process, with payments made to the builder as milestones are reached. Once your dream home is complete, the loan converts into a permanent mortgage.

Financing a custom home works differently than buying an existing one, but the process doesn’t have to be complicated. From construction loans to permanent financing, there are options designed specifically for new builds. With the right guidance, you can secure the funding you need and move through the process with confidence and ease.